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What's your book worth?

An indicative range for your mortgage or insurance book, based on how buythebook analyses real adviser books.

  • One number is all it takes
  • Based on real market multiples
  • Nothing is sent until you ask
1 What kind of book do you have?

How we work it out

1

We start with your income

Last month's trail × 12 for mortgage books, or your last 12 months of renewals for insurance books.

2

We place it in the market range

Our ranges are calibrated on what buyers have actually offered for mortgage and insurance books on buythebook.

3

Your answers sharpen it

Trend, clawback exposure, client longevity and book quality move your book within the range. The full analysis then confirms it from your actual statements.

Questions

Is this a valuation?

No. It's an indicative range based on typical market multiples, not a formal valuation or a guarantee of what a buyer will pay.

Why a range and not one number?

Two books with the same income can sell for quite different amounts depending on client retention, clawback exposure, product and lender mix, and more.

What happens to my details?

The figures on this page stay in your browser. Nothing is sent to buythebook until you choose one of the next steps and submit your details.

Do I need to be selling now?

No. Many advisers check what their book is worth for planning, lending or succession.

What about clawback?

It isn't included here. The full analysis works it out from your commission statements.

This page provides general information only. It is not a formal business valuation or a valuation opinion, and it is not financial, tax or legal advice. Historical income does not guarantee future income, which remains subject to lender and provider policy, regulatory change, client behaviour and adviser status. buythebook recommends obtaining independent accounting, tax and legal advice before buying or selling a book.